Factoring & Finance
for Business Growth

Rio Perfil 3 Finance provides expert mercantile factoring and credit intermediation. We convert your receivables into immediate capital, fueling your operations in Rio de Janeiro.

Improve Cash Flow
Who We Are

Your Mercantile Partner

RIO PERFIL 3 FINANCE FOMENTO MERCANTIL LTDA is a dedicated financial partner located in Rio de Janeiro. Led by Marcos Guilherme Heringer, we specialize in "Fomento Mercantil" (Factoring) and credit intermediation.

We understand that liquidity is the lifeblood of any business. Our core service is providing "Nondepository Credit Intermediation," which means we offer alternative financing solutions outside the traditional banking system. We help businesses unlock the value of their accounts receivable.

Whether you need immediate working capital or strategic financial advice, Rio Perfil 3 acts as a catalyst for your commercial success, offering flexibility and speed that banks often cannot match.

Financial Factoring
What We Offer

Financial Solutions

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Factoring Services

We purchase your accounts receivable (invoices/checks) at a discount, providing you with immediate cash flow to cover expenses, pay suppliers, or invest in growth.

🤝

Credit Intermediation

We act as a bridge between your business and other financial institutions. We analyze your credit profile and negotiate terms to secure the funding you need.

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Financial Advisory

Our team offers insights into credit management and risk assessment. We help you structure your finances to improve your creditworthiness and operational efficiency.

Why Rio Perfil 3

The Mercantile Edge

Speed of Execution

Traditional loans take weeks. Our factoring services can provide capital within 24 to 48 hours, keeping your business moving without interruption.

No Debt Accumulation

Factoring is not a loan; it's an asset sale. This improves your balance sheet and avoids adding debt liabilities to your company's profile.

Rio Expertise

Based in Rio de Janeiro, we understand the local commercial environment. We tailor our services to the specific needs of businesses operating in the region.

How We Work

Factoring Workflow

1

Submission

Submit your invoices or checks for review. We verify the creditworthiness of your customers.

2

Approval

Upon verification, we approve the transaction and define the discount rate and terms.

3

Funding

We transfer the funds to your account immediately, minus our fee. We then collect from your customer.

Get In Touch

Unlock Your Capital

Headquarters

RIO DE JANEIRO, RJ
Brazil

Electronic Mail

info@rioperfilfinancefomento.info

Key Principal

Marcos Guilherme Heringer